Nationwide Building Society Flex Account

  •  Best Online Current Account Provider in the 2014 Your Money Direct Awards
  • Three-month interest-free arranged overdraft (subject to approval) – usually 18.9% variable EAR (see our table for comparison)
  • Free UK and Europe multi-trip travel insurance

And the following benefits that tick our GOOD boxes:

  • Excellent track record in contributing to the real economy and in ethical lending, partly thanks to its strict code of human rights standards on its supply chain.
  • Responsible approach to lending, with mortgage arrears rates less than two fifths of the industry average by March 2013. Its basic bank accounts are open to people on a low income.