Co-operative Bank Student Account

From an ethical point of view, the Co-operative Bank Student Account is the most obvious choice on the market.

It might not be the best for freebies, but its other features, such as interest-free overdraft limits and unauthorised overdraft interest rates are good enough. gave it the following review:

“Despite a distinct lack of freebies, the great news here is that a high number of students have reported getting the full advertised overdraft amounts with Co-op (around 90%). Just make sure to spend it responsibly.

Also keep in mind that the ‘ethical’ bank has been through some turmoil in past years, although if the worst happens your money is protected by the government.”

You can read our student current account feature for the rest of the options and more on how to choose.

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