Becky O’Connor and Lisa Stanley. Two blonde mums with a bit of a conscience and a fair amount of background in personal finance. You can read more about us here.
“Goodness is the only investment that never fails”, said Henry David Thoreau. What a guy.
We want to change the way people choose financial deals, so that price, while important, is not the only consideration.
We want to shine a light on good practice (and weed out the bad).
Because believe it or not, it is possible to get a deal that is good for your pocket and for everyone else.
That could mean finding a savings rate that is above the average market rate from an ethical provider and highlighting the extra amount in pounds and pence you could make by switching to it, or the amount you could save by moving to a 100% renewable energy supplier (you won’t know this from the price comparison sites, but many green deals come in cheaper than standard ones).
We aren’t self righteous (all the time), just practical. We aren’t hippies (no knitted yoghurt in sight).
We are just normal humans who want to do their bit by making their money more considerate.
We aren’t perfect, no one is. We just think it is worth trying to be better.
To this end, we like assets, fund managers, sectors and companies that do not harm people, animals or the planet.
We don’t like coal, oil, gas, tobacco, arms, pesticides or animal testing.
We LOVE things that actively promote and protect the wellbeing of the environment and society.
That pretty much sums it up but we’ll be publishing full criteria soon for those that would like more detail.
How to use it
GWM will offer views on how well products and providers match up to our vision of being both a good deal financially and ethically – so it is a resource for people who want both (which is why we go on about #nocompromises).
The site will usually compare the product with the best standard deal on the market and also the average rate or premium available in that product category, so you can see how much you stand to gain or lose from taking the ethical option (and be surprised at how small the difference often is).
We will also highlight any significant differences in features, showing like-for-like comparisons as far as possible.
How we reach our conclusions
First, we contact the providers themselves to see what they have to say.
We check their annual reports and corporate social responsibility reports, if they have them.
Where possible, we speak to customers.
We also use the Moveyourmoney.org.uk ethical ratings for providers. Moveyourmoney is a campaign group that has been around for several years and shares our aims.
For price data, our research is carried out by Andrew Hagger at moneycomms.co.uk.
Our Money MOT tips are offered by Olivia Bowen at Castlefield.
How we make our money
We choose who we enter into commercial arrangements with carefully.
We offer sponsored blog posts and advertising to companies who offer ethical financial products.
We are sometimes paid for referrals or new customers when someone clicks from our site to a provider’s website.
We always make it clear when a blog is sponsored and advertising appears as banners on the site, or when we are receiving a referral fee.
Want to feature on Good-with-money?
If you are coming from the same place as us, we want to hear from you.
Writers can contribute for free to raise their profiles.
Companies can contact us to ask us for rates for sponsored blog posts and advertising space.
Please note: information on this site does not constitute financial advice or recommendations. While we will always give the most up to date and best information to hand, we don’t know your personal circumstances and therefore cannot be held responsible for any financial decision you make after reading information given in any part of this site. If you are not sure how to proceed, always consult an independent financial adviser.