Good With Money.com Limited is committed to protecting and respecting your privacy in line with General Data Protection Regulation (GDPR). This policy sets out the basis by which we might collect and manage personal data. Please read the following carefully to understand our views and practices.
ABOUT GOOD WITH MONEY
Good With Money is a digital publisher with a focus on ethical personal finance. We provide news and information to readers. We also run a Good Egg mark certification scheme for responsible financial services providers.
We promise:
- To keep your data safe and private.
- Not to sell your data.
- To give you ways to manage and review your marketing choices at any time.
YOUR RIGHTS
The GDPR provides the following rights for individuals:
- The right to be informed
- The right of access
- The right to rectification
- The right to erasure
- The right to restrict processing
- The right to data portability
- The right to object
- Rights in relation to automated decision making and profiling.
You can exercise your rights at any time by emailing us rebecca@good-with-money.com or writing to Good With Money.com Limited, 4 St George’s Rd, Sevenoaks, TN13 3ND.
LAWS ON PERSONAL DATA
Data Protection law says that we are allowed to use personal information only if we have a proper reason to do so. This includes sharing it outside Good With Money. The law says we must have one or more of these reasons:
- To fulfil a contract we have with you, or
- When it is our legal duty, or
- When it is in our legitimate interest, or
- When you consent to it.
When we have a business or commercial reason of our own to use your information, this is called a ‘legitimate interest’. We will tell you what that is, if we are going to rely on it as the reason for using your data. It must not unfairly go against your interests.
The law and other regulations treat some types of sensitive personal information as special. This includes information about racial or ethnic origin, sexual orientation, religious beliefs, trade union membership, health data, and criminal records. We will not collect or use these types of data without your consent.
YOUR INFORMATION
With your explicit consent, we may collect the following data about you: information that you provide to us by filling in forms on this website, in order that we can respond to queries or requests or send you information or material that you have expressly asked for. Contact information so that we can send you our email newsletter, or a prize if you entered a promotion.
We will not keep your information for longer than required to fulfil the agreed purpose.
We will not share your information with any third parties unless you give explicit consent for us to give your information to a named third party for a stated purpose.
These forms include but are not limited to: Contact Us forms, Good Money MOT forms and Guide download forms.
We may also ask you for information when you enter a competition or promotion via our site and when you report a problem with our site.
We may make and keep a record of the information you share with us; information that you provide to us by completing surveys.
COOKIES AND IP ADDRESSES
Our Cookies policy explains how we use cookies and other internet tracking software. It also explains the choices you can make about whether we can put some types of cookies on your PC, tablet or mobile phone.
In this policy, where we say ‘cookies’ it can also mean other software that collects data while you use our website.
Data we collect will be held by Good With Money. We use this data to:
- Study how people use our website so we can improve it
- Decide which of our products, services and offers may be relevant for you
- Tailor the marketing you see on social media
We do not sell data to organisations outside Good With Money.
We may collect information about your computer, including where available your IP address, operating system and browser type, for system administration and to report aggregate information to our advertisers and/or potential advertisers. This is statistical data about users’ browsing actions and patterns, and does not identify any individual.
For the same reason, we may obtain information about your general internet usage by using a cookie file which is stored on the hard drive of your computer. Cookies contain information that is transferred to your computer’s hard drive. They help us to improve our site. They enable us: to estimate our audience size and usage pattern; to store information about your preferences, and so allow us to customise our site according to your individual interests; to speed up searches and to recognise you when you return to our site.
You may refuse to accept cookies by activating the setting on your browser which allows you to refuse the setting of cookies. Unless you have adjusted your browser setting so that it will refuse cookies, our system may issue cookies when you log on to our site.
Please note that our advertisers may also use cookies, over which we have no control. We therefore recommend that you check the relevant third party policies for information about any cookies that they may use.
USING THE INFORMATION
With your consent, we may use information held about you in the following ways: to ensure that content from our site is presented in the most effective manner for you and for your computer; to provide you with information that you request from us, where you have consented to be contacted for such purposes; to allow you to participate in interactive features of the site, when you choose to do so; to notify you about changes to our site.
We may also use your data to provide you with information about goods and services which may be of interest to you and we may contact you about these. If you are an existing subscriber, we will only contact you by electronic means (e-mail or SMS) with information about goods and services similar to those in which you have previously expressed an interest.
We will not otherwise contact you by electronic means to provide you with information about goods and services which may be of interest to you, unless you have consented to this.
If you are a new subscriber, we will only contact you by electronic means to provide you with information about goods and services which may be of interest to you if you have consented to this. If you do not want us to use your data in one or more of the ways mentioned above, please let us know by emailing rebecca@good-with-money.com.
SHARING DATA WITH ADVERTISERS
We do not disclose information about identifiable individuals to our advertisers, but we may provide them with aggregate information about our users. We may also use such aggregate information to help advertisers reach the kind of audience they want to target (for example, types of users in a particular postcode). We may make use of the personal data we have collected from you to enable us to comply with our advertisers’ wishes by displaying their advertisements to that target audience.
DISCLOSURE OF YOUR INFORMATION
If Good With Money.com Limited or substantially all of its assets are acquired by a third party, personal information of subscribers or other site users will be one of the transferred assets. Your personal data may also be shared if we are under a duty to comply with any legal obligation, or in order to enforce or apply our Terms of Use and other agreements; or to protect the rights, property, or safety of us, users of our site, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.
LINKS TO OTHER WEBSITES
Our site may, from time to time, contain links to and from the websites of our partner networks, advertisers, affiliates and other third parties. If you follow a link to any of these websites, please note that these websites should have their own privacy policies and we do not accept any responsibility or liability for these policies or the content or operation of these websites. Please check these policies and the terms of the websites before you submit any personal data to these websites.
CHANGES TO OUR PRIVACY POLICY
Any changes we may make to our privacy policy in the future will be posted on this page, and, where appropriate, may be notified to you by email.
CONTACT
Questions, comments and requests regarding this privacy policy are welcomed and should be addressed to Good With Money.com Limited, 4 St Georges Road, Sevenoaks, Kent, TN13 3ND.