Naturesave was established around 20 years ago to provide ethical insurance to people and businesses and was awarded the Queen’s Award for Sustainable Development in 2011. It is regulated and offers home, travel and commercial insurance. Customers with eco-homes in particular might benefit from some of its policy terms – the company insures solar panels on domestic roofs as standard.
You won’t find it on price comparison sites – it is a direct-only business.
On premiums, Naturesave says it “isn’t the most expensive, but probably not the cheapest either. But our customers get the benefit of a tailored policy with exceptional customer service over the long term.”
Here’s a bit we like from its “About Us” page:
“Naturesave is ethical in that it offers is a good service for what is a necessary part of everyday life, together with contributions to specific environmental and conservationist projects, free Environmental Performance Reviews (EPR) for SME clients and lobbying within the insurance industry.
On the wider stage Naturesave is striving to change the way the insurance industry works – currently by “mopping up” the effects of accidents, some of which are undoubtedly due to human-induced climate change. Naturesave’s primary objective is to use the insurance industry as a vehicle for sustainable development.”
We’d love it if it did car insurance too, but understand that its a tricky thing to offer when you are a small insurer.
Abundance Generation was launched in 2011, creating a regulated investment company with a mission to "democratise finance", enabling people to invest in renewable energy from as little as £5, with projects designed to offer long-term income to investors.
Bulb Energy launched in summer 2016, with a mission to offer affordable, 100% renewable energy. Its electricity comes from three hydro power stations in Wales - and it has consistently been in the cheaper third of energy tariffs since launch, despite increasing prices once (at around the same time that wholesale energy costs rose, and other suppliers put costs up too.
Downing Crowd is a relatively new crowdfund platform offering a range of asset-backed bond options typically offering returns of between 4% and 7% per annum, allowing a wide range of investors to lend directly to more mature businesses.
Ecology Building Society is "dedicated to building a greener society by providing mortgages for properties and projects that respect the environment and support sustainable communities, funded through our range of simple, transparent savings accounts.
Ethical Currency provides money exchange services to individuals, business owners, charities and NGOs. They aim to beat the high street banks and save customers up to 4% on their currency transactions.
PensionBee* was founded just two years ago and has already 25,000 sign ups and 36,000 Facebook likes - not a measure of success for a business, you might think, but for a pension business to be this popular is really saying something.
Thrive Renewables, formerly Triodos Renewables, was established more than 20 years ago and now has more than 6,300 investors and more than 90MW of renewable generation capacity under management.